Protecting
Our quality of life is something we often take for
granted.
The fact is every single day peoples' lives are changed
dramatically when something unexpected happens. No one expects
sudden death, accident or illness but when such unfortunate events
do strike they can be devastating for you, your family and your
business. We can advise you on a choice of cover so you can
maintain those things you work so hard to protect.
Life insurance is for people who are looking to provide
protection for their family in times of financial hardship and
those people who wish to ensure the continuity of their business.
It can safeguard against the financial effects of an unexpected
death or disablement at both a personal and professional level.
Types of cover available include:
| Life Cover |
Provides a lump sum payment in the event of your death or
terminal illness |
| Total and Permanent Disability |
Provides a lump sum payment if sickness or injury leaves you
totally and permanently disabled |
| Trauma Insurance |
Provides a lump sum payment in the event of specific serious
medical conditions such as cancer, stroke and heart attack |
| Income Protection |
Provides regular payments to help meet your financial
commitments if you are unable to work due to sickness or
injury |
| Business Expenses |
Provides regular payments for the fixed costs of your business
such as rent, salaries and other fixed overheads, in the event that
you are unable to work due to sickness or injury |
Affordability of Insurance
Many of our clients are surprised by how affordable appropriate
insurance cover can be. Some insurance premiums are even tax
deductible either to an individual or business or through your
super or SMSF.
The cost of insurance, or premiums, is dependent on many
variables including the level and type of cover and your age. It is
also affected by other factors such as your occupation, health,
smoking status and hobbies.
To find out more about how we can help you protect what's really
important click here
to make an appointment.